Rates & Fees

InstantLoanNetwork is not a lender. We are a matching service that helps you find a lender from among our entire network of lenders. Once you are matched with a lender your loan agreement will contain important information about loan fees and the annual percentage rate. Lenders are required by law to disclose this information to you. You should always shop around for the best loan pricing you can find. Do not be scared by APRs that are in the triple digits (example 506%). Remember, the A in APR stands for annual. Your cash advance loan is typically for 14 days, not 52 weeks, so the APR is inflated. In most cases, fees typically range between $10 and $30 per $100 borrowed.

How does the APR for a single payment small dollar loan compare to other options?

Compare your options for the cost of $100 extension of credit for 14 days:

Product Type (single repayment) Charge APR
NSF + Bounced Check $45.00 1,173.21%
Overdraft Fee $30.00 782.14%
Late Fee $20.00 521.43%